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A Deeper Dive into Volatility
Volatility is one of those words often used to describe the movement of the market or investments but the specific nature tends to mean different things to different people. Today we will cover a few of these definitions but with the...
Read MoreA Beginner's Guide to Buy low, Sell high
A Beginners Guide to Buy Low, Sell High “Buy low, and sell high”, is foundational advice often given to beginning investors in order to avoid losses and lock in gains. In an attempt to reach that goal, a portfolio manager often draws...
Read MoreDear Millennials
Dear Millennials: I hate to burst your bubble, but speculative Investing shouldn’t be your only investment. With my husband and I, and most of our friends, in our early to mid-thirties we all finally have some sort of investment...
Read MoreA Life of Financial Freedom
The paragraphs below are excerpts from the book, Wealth Conundrum written by Spectrum’s CEO and Head Portfolio Manager Ralph Doudera. In Chapter 10 of his book, Ralph offers his opinion and suggestions for leading a life of financial...
Read MoreAnnualized Returns and Realistic Expectations
Most investors at or in retirement need to know how long their portfolios will last when they start withdrawing for income. They know what their monthly living expenses are and how much social security comes in every month. By using an...
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Creating a Portfolio for the Long Run
Many of us are told at a young age to save money and invest it for the long run so compound interest can do its magic. It is not hard to set up a systematic withdrawal plan from your bank account to your investment account, or to...
Read MoreWhen you're away, do your apps play?
Would it make you uncomfortable if your children or your neighbor grabbed your smart phone and started looking around? Probably not, but what about a complete stranger? This is often what happens when you download an app from app...
Read MoreThe New Normal
What is normal? It seems like the markets are always moving from one crisis to the next and trying to define the “new normal”. Perhaps we can blame the media for promoting drama in attempts to attract viewers. That may occasionally be...
Read MoreNavigating the Wild Wi-Fi West
Ahh……. traveling through the countryside again. I’m thrifty, and don’t have unlimited cell service. I don’t want to use up all my cell phone data out here downloading movies for my kin. That’s fine, free public wireless Wi-Fi networks...
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